Hi guys

First of all, the information I need is about Canada and specifically about Quebec.

Therefore, any information from operations in other countries will be of no use to me.Sorry but that's the way it is.

My move is advanced 6 weeks and I have no time to lose.

As all the Marklin trains equipment is boxed, I must take this opportunity to settle once and for all the insurance problem.

My insurance company, furrier like any other insurance company in the world, assured me that whatever the value of the Marklin equipment, it would only reimburse me 4000 $ cad, even though it would have cost me 50000 $ cad to acquire it.....unless I had it appraised by a .....professional appraiser.



So my questions are for the Canadian and Quebec members.

Have you experienced this kind of problem with your insurer?

Is there a ''professional appraiser of movable property'' in Canada and in Quebec?

Do you know of any?

Thank you for your replies

Thewolf

If you have a complete list of your collection, you can list the items as follows:

Make/Manufacturer - Model Number - Original Value (Amount Paid $) - Date of Purchase/Acquisition - Condition (Notes) - Collector Value ($)

Marklin - 3050 - $150 - 1976 - Mint in Original Box (unused) - $200

To support the valuation, you can use either a Maerklin catalog with price list or Koll's or similar

Whenever possible, have photos of each item, identifying the model and condition

If moving, keep an inventory list of which item is in which moving box, so that you can identify precisely what items may be lost damaged.
That way, if there is damage, hopefully it will be within whatever claim limits your policy may include.

Check with your mover about specific coverage of goods moved. This would be independent of your home insurance.

https://www.nmra.org/model-insurance

Regards

Mike C

I would think that the best place to start would be your broker or insurance company.
In the past, when I have moved locally, I moved my model trains and record collection personally and when it was moved by movers, it was shipped in small batches so that in the event of any damages, the risk was less than the insurance coverage. It was also helpful to buy specific insurance from the moving company to cover items in excess of the regular coverage.

I did a search for "model train", "hobby", "collection" and "insurance" and "assurance" with keywords "Montreal" and "Quebec" and came up with a few results.
There were not very many accurate links provided by Google.

For example:
https://www.northamerica...ving-companies/insurance

Regards

Mike C

Guys

Thank you all so much. It was much appreciated.

I read quickly and there are some very interesting things. Thank you.

I'll get back to you on that later.

Thewolf

Interesting...but it must be expensive...

Thank you Dale

That ties in with what I think


And I would add that at my age... the future is behind us and that the most important thing is to enjoy the moments

Thewolf