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Caplin		#1 Posted : 02 January 2008 21:30:55(UTC) Retweet
Joined: 23/03/2005(UTC) Posts: 2,497 Location: Denmark		Hi Friends, LokShop.de adds an extra shipping charge called "Export Handling EU 4%" on the invoice, which has raised a few questions: 1) Is this a government determined charge? (probably not). 2) Is it an extra charge for on-line customers in general or on-line customers using credit cards in particular? 3) Are all EU countries charged the same percentage? 4) Is there a similar charge for non-EU countries? 5) Can it be avoided in any way? If none of the above, then why or what for? Thank you in advance for your replies.
		Regards, Benny - Outsider and MFDWPL
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David Dewar		#2 Posted : 02 January 2008 21:42:43(UTC) Retweet
Joined: 01/02/2004(UTC) Posts: 7,482 Location: Scotland		There terms and conditions will explain. The 4% is added to all export sales using a credit card. If you send cash to their Bankers they will give you 3% back. It is a rather sneaky way of making their prices look better than they really are. Good shop though with good service. David
		Take care I like Marklin and will defend the worlds greatest model rail manufacturer.
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Caplin		#3 Posted : 02 January 2008 22:00:26(UTC) Retweet
Joined: 23/03/2005(UTC) Posts: 2,497 Location: Denmark		Thanks David for your concise answer. I remembered an earlier discussion regarding the 4%, but could not find it at first. In the meantime I found it here: https://www.marklin-user...amp;SearchTerms=lokshop.
		Regards, Benny - Outsider and MFDWPL
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MartinB		#4 Posted : 02 January 2008 22:01:20(UTC) Retweet
Joined: 05/08/2006(UTC) Posts: 326 Location: ,		Quote: [size=1" face="Verdana" id="quote]quote:Originally posted by David Dewar The 4% is added to all export sales using a credit card. Don't forget they pay a fee to the cardcompany, maybe its for financing that?
		Best regards MartinB Märklin Systems K-track and C-track Deutsche Bundesbahn Ep.3
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charles Sharpe		#5 Posted : 02 January 2008 23:53:57(UTC) Retweet
Joined: 21/09/2006(UTC) Posts: 1,432 Location: NORFOLK UK		Hi Friends. I can not see a way around this if you go for a bank transfer it cost you a £20 fee and a building society charges the same. I thought I would open a bank account in Germany but they want to charge me to move the money from GB to Germany[:(][:(][:(]
		CHARLES SHARPE
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Webmaster		#6 Posted : 03 January 2008 00:05:46(UTC) Retweet
Joined: 25/07/2001(UTC) Posts: 11,165		My latest LokShop purchase states this. It's 5 60760 + a manual... Sub-Total: 183,72EUR Insurance SWE 0.80% : 1,47EUR German Post - Economy Shipping Dispatch to SWE. The freight costs are only estimates due to missing weight of many items: 9,45EUR Export Handling EU 4% : 7,79EUR Discount EU 3.84% : -7,77EUR net: 165,32EUR VAT 19%: 29,33EUR Total: 194,65EUR Total in EUR: 194,65EUR Since I pay by bank transfer (no extra cost within EU) I get most of that 4% "export fee" back... So, now I wonder... You guys outside EU, are you always forced to pay local VAT and customs fees upon arrival of your packages? Errhhmm... What I really mean is, does it happen often? Or do you get away with it cheaper than we EU-citizens do? Charles, bank transfers from an account to another within EU are free of fees. You will have to ask for "EU bank transfer" to an IBAN (International Bank Accont Number) account. Lokshop an others have an IBAN number to transfer to. If your UK bank wants extra fees for that, they are not adhering to the EU rules...
		Juhan - "Webmaster", at your service... He who asks a question is a fool for five minutes. He who does not ask a question remains a fool forever. [Old Chinese Proverb]
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Bigdaddynz		#7 Posted : 03 January 2008 01:28:34(UTC) Retweet
Joined: 17/09/2006(UTC) Posts: 18,778 Location: New Zealand		Quote: [size=1" face="Verdana" id="quote]quote:Originally posted by Webmaster <br />My latest LokShop purchase states this. It's 5 60760 + a manual... Sub-Total: 183,72EUR Insurance SWE 0.80% : 1,47EUR German Post - Economy Shipping Dispatch to SWE. The freight costs are only estimates due to missing weight of many items: 9,45EUR Export Handling EU 4% : 7,79EUR Discount EU 3.84% : -7,77EUR net: 165,32EUR VAT 19%: 29,33EUR Total: 194,65EUR Total in EUR: 194,65EUR Since I pay by bank transfer (no extra cost within EU) I get most of that 4% "export fee" back... So, now I wonder... You guys outside EU, are you always forced to pay local VAT and customs fees upon arrival of your packages? Errhhmm... What I really mean is, does it happen often? Or do you get away with it cheaper than we EU-citizens do? Charles, bank transfers from an account to another within EU are free of fees. You will have to ask for "EU bank transfer" to an IBAN (International Bank Accont Number) account. Lokshop an others have an IBAN number to transfer to. If your UK bank wants extra fees for that, they are not adhering to the EU rules... Juhan, You got some 60760's from the Lokshop???[:0][:0][:0] I cancelled my order because they were out of stock and taking too long to get them. They must have them in stock now. You are correct of course, those of us outside the EU do not have to pay VAT, and if the value of the goods are under $700 NZ we don't pay GST (similar to your VAT) on items coming into the country. Of course, balancing against that is the 33 euro we pay for postage, plus the 4% credit card fee. Paying the 4% is cheaper than paying bank transfer fees. However, overall, buying from the Lokshop is mostly cheaper than buying locally, and is also more likely to have better stock availability. The benefits outweigh the pitfalls, otherwise we wouldn't do it!! To use your example, 5 * 60760 would cost me 138.75 euro, plus 4% (5.55) plus 33 euro postage. Total 176.30 euros.
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Caplin		#8 Posted : 03 January 2008 01:38:58(UTC) Retweet
Joined: 23/03/2005(UTC) Posts: 2,497 Location: Denmark		Thanks for your answer, Juhan. That's the way to reduce the cost. I will contact my banker to set it up. Hopefully all transactions can be performed through net-banking.
		Regards, Benny - Outsider and MFDWPL
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nevw		#9 Posted : 03 January 2008 02:02:04(UTC) Retweet
Joined: 27/08/2005(UTC) Posts: 11,071 Location: Murrumba Downs QLD		DAvid, Dont forget the CC Foreighn Currency fee of about 2%. But overall it is far cheaper to buy in Europe than here. Big Savings. N
		NOt wearing the Pink Pinny, which is hard to see and now I have a white Pinny which also is hard to see against MY pure white Skin Still have 2 new shiny tin Hips that is badly in Need of Repair matching rusting tin shoulders and a hose pipe on the aorta Junior member of the Banana Club, a reformist and an old Goat with a Bad memory, loafing around
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frankie		#10 Posted : 03 January 2008 13:05:51(UTC) Retweet
Joined: 27/10/2006(UTC) Posts: 692 Location: Italy		Quote: [size=1" face="Verdana" id="quote]quote:Originally posted by Webmaster Charles, bank transfers from an account to another within EU are free of fees. You will have to ask for "EU bank transfer" to an IBAN (International Bank Accont Number) account. Lokshop an others have an IBAN number to transfer to. If your UK bank wants extra fees for that, they are not adhering to the EU rules... This is true only if you pay in a country that has joined the Euro, otherwise is a foreign wire transfer, at least here in Italy. I had to pay my son English course in the UK this summer, they have charged me 20 euros initially plus after a while I had another 6 euros charged.
		Alessandro I have a CS1 Reloaded!
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RayF		#11 Posted : 03 January 2008 14:21:07(UTC) Retweet
Joined: 14/03/2005(UTC) Posts: 15,873 Location: Gibraltar, Europe		I can confirm what Frankie posted. Here in Gibraltar it costs me £20 for a bank transfer. Credit card or Paypal is really the only sensible option. Ray
		Ray Mostly Marklin.Selection of different eras and European railways Small C track layout, control by MS2, 100+ trains but run 4-5 at a time.
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ria		#12 Posted : 03 January 2008 15:36:49(UTC) Retweet
Joined: 27/01/2007(UTC) Posts: 134 Location: ,		Quote: [size=1" face="Verdana" id="quote]quote:Originally posted by RayPayas <br />I can confirm what Frankie posted. Here in Gibraltar it costs me £20 for a bank transfer. Credit card or Paypal is really the only sensible option. Ray Also here in Greece it costs 15 euro for a bank transfer in EU. I agree that Paypal or credit card is the only option. Otherwise I keep in mind that I have 32 euro (15 for transfer plus 17 for shipping) and I compare prices. Ria
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steventrain		#13 Posted : 03 January 2008 15:39:04(UTC) Retweet
Joined: 21/10/2004(UTC) Posts: 31,721 Location: United Kingdom		I have order with lokshop most of time. It is 4% as well.
		Large Marklinist 3- Rails Layout with CS2/MS2/Boosters/C-track/favorites Electric class E03/BR103, E18/E118, E94, Crocodiles/Steam BR01, BR03, BR05, BR23, BR44, BR50, Big Boy.
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Webmaster		#14 Posted : 03 January 2008 16:22:40(UTC) Retweet
Joined: 25/07/2001(UTC) Posts: 11,165		To frankie and ria, here in Sweden we don't have Euro - only SEK... If your bank does not adhere to EU payment rules for direct IBAN-transfer, you should talk to them... Of course, if you go into a bank office - they may charge you for their "service", but since I do everything from my Internet bank no extra costs are added if you select the correct payment method...
		Juhan - "Webmaster", at your service... He who asks a question is a fool for five minutes. He who does not ask a question remains a fool forever. [Old Chinese Proverb]
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MarioFabro		#15 Posted : 03 January 2008 16:32:44(UTC) Retweet
Joined: 16/10/2001(UTC) Posts: 793 Location: Pittsburgh,		I place most of my orders with LokShop and pay with credit card. I get the VAT back (19%) and that more than covers for shipping and the 4% credit card charge. The issue is that the CC charges, on average, 3-4% to shops to process the card payments and LokShop passes that cost over to us. Since they cannot state "credit card charge" because Visa and others expressively forbid them to say so, they say "export charge" and then give a discount for paying cash. I usually compare prices and I can say that LokShop beats local shops and also is cheaper that buying direct in Europe (when I am there) since I cannot deduct VAT. I also buy from Eisenbahn-Treffpunkt SCHWEICKHARDT http://www.modelleisenbahn.com/. They have good specials and a 2nd hand selection. Also here same conditions apply.
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ria		#16 Posted : 03 January 2008 17:47:18(UTC) Retweet
Joined: 27/01/2007(UTC) Posts: 134 Location: ,		Quote: [size=1" face="Verdana" id="quote]quote:Originally posted by Webmaster <br />To frankie and ria, here in Sweden we don't have Euro - only SEK... If your bank does not adhere to EU payment rules for direct IBAN-transfer, you should talk to them... Of course, if you go into a bank office - they may charge you for their "service", but since I do everything from my Internet bank no extra costs are added if you select the correct payment method... Unfortunatelly in Greece banks have their own rules. I do all my Iban transfers from my internet bank and the choice that I have is a) all charges is mine or b) deduct them from the receiver. If I choose the second option the seller will never send me the goods cause he will not receive the hole ammount. I also got some goods from Lokshop and I preffered to pay with credit card (plus 4%) instead of Iban transfer. Ria
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alonso231gery		#17 Posted : 03 January 2008 18:43:46(UTC) Retweet
Joined: 24/08/2002(UTC) Posts: 3,959 Location: Hellas (Athens)		The online IBAN cost here is 0,30 euros Ria.
		An outsider. I'm looking for the owner of that horse. He's tall, blonde, he smokes a cigar, and he's a pig!
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frankie		#18 Posted : 03 January 2008 18:52:01(UTC) Retweet
Joined: 27/10/2006(UTC) Posts: 692 Location: Italy		Quote: [size=1" face="Verdana" id="quote]quote:Originally posted by Webmaster <br />To frankie and ria, here in Sweden we don't have Euro - only SEK... If your bank does not adhere to EU payment rules for direct IBAN-transfer, you should talk to them... Of course, if you go into a bank office - they may charge you for their "service", but since I do everything from my Internet bank no extra costs are added if you select the correct payment method... If I send a wire transfer to Germany or France, I agree, it costs me 1 Euro, but if make it for a country outside the Euro area, like the UK the amount is the one that I mentioned and I used IBAN and Swift codes in that case, from the Internet Banking.
		Alessandro I have a CS1 Reloaded!
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steventrain		#19 Posted : 03 January 2008 19:00:43(UTC) Retweet
Joined: 21/10/2004(UTC) Posts: 31,721 Location: United Kingdom		I have email from lokshop that have been shipped. Lets have a look at the invoice. MAR17172 1 Insider Yearbook 2007 E 0,00 MAR37571 1 E-Lok BR 103.1, DB Ep. IV 249,99 MAR601460 4 BUERSTENPAAR (1,69 each) 6,76 MAR48684 1 Schwertransportwagen 33,99 Subtotal 290,74 Insurance United Kingdom 1,16SHPGB Shipping PRE base price Unit 9,10 4 Shipping PRE plus (price per K 1,19) 4,76 Export Handling EU 4% 12,23 Amount 317,99
		Large Marklinist 3- Rails Layout with CS2/MS2/Boosters/C-track/favorites Electric class E03/BR103, E18/E118, E94, Crocodiles/Steam BR01, BR03, BR05, BR23, BR44, BR50, Big Boy.
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pa-pauls		#20 Posted : 03 January 2008 20:24:53(UTC) Retweet
Joined: 08/06/2002(UTC) Posts: 1,843 Location: Norway		Hello Steven That's about 28,- € you need to pay "extra" and I personally don't think that this is much [:I] Do you need to pay extra VAT on this when it arrives in UK
		Pål Paulsen Märklin Spur 1 Digital, epoche 3
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ria		#21 Posted : 03 January 2008 22:33:11(UTC) Retweet
Joined: 27/01/2007(UTC) Posts: 134 Location: ,		Quote: [size=1" face="Verdana" id="quote]quote:Originally posted by alonso231gery <br />The online IBAN cost here is 0,30 euros Ria. Please tell me wich bank. I use Eurobank for internet banking and the charge me 15 euro for transfer in EU(with IBAN,BIC). Thanks Ria
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alonso231gery		#22 Posted : 03 January 2008 23:07:25(UTC) Retweet
Joined: 24/08/2002(UTC) Posts: 3,959 Location: Hellas (Athens)		I use Winbank (Piraeus Bank), i have not used yet my IBAN account, but they told me at the bank that they charge 0,30 euros.
		An outsider. I'm looking for the owner of that horse. He's tall, blonde, he smokes a cigar, and he's a pig!
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Caplin		#23 Posted : 04 January 2008 02:16:53(UTC) Retweet
Joined: 23/03/2005(UTC) Posts: 2,497 Location: Denmark		Quote: [size=1" face="Verdana" id="quote]quote:Originally posted by Webmaster <br /> Since I pay by bank transfer (no extra cost within EU) I get most of that 4% "export fee" back... ... bank transfers from an account to another within EU are free of fees. You will have to ask for "EU bank transfer" to an IBAN (International Bank Accont Number) account. Lokshop an others have an IBAN number to transfer to. If your UK bank wants extra fees for that, they are not adhering to the EU rules... Hi Juhan, From what I can read, it seems that my bank charges DKK 60,00 (appr. €8) for a EU-transfer done via netbank, more if you go to the bank. I think I must phone the bank and ask more.
		Regards, Benny - Outsider and MFDWPL
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Webmaster		#24 Posted : 04 January 2008 02:30:56(UTC) Retweet
Joined: 25/07/2001(UTC) Posts: 11,165		Regarding those EU payments... Seems indeed that only Sweden also accept the domestic currency together with Euros regarding those IBAN payments... UK and Denmark are the remaining culprits not adhering to the common practices for easier flow of money & goods within the EU... In Sweden all transfers between bank accounts in different domestic banks are free, and the EU directive says that transfers made in Euro (and SEK too!) have to be at the same cost as a local transfer between domestic banks. So I was obvioulsy wrong about "free" all over EU, since if your domestic bank still has fees for local transfers between domestic banks, those are the price guidelines. I stand corrected, after reading a lot of EU cross-border payment regulations... I just honestly believed that banks in other countries were just as service minded... Must tell you that I was in contact with a German bank some year ago, and they wanted me to pay a lot of money to have access to their Internet banking!!! Incredible, since Swedish banks have this for free just to keep their customers out of their offices for simple things like cash handling...
		Juhan - "Webmaster", at your service... He who asks a question is a fool for five minutes. He who does not ask a question remains a fool forever. [Old Chinese Proverb]
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Webmaster		#25 Posted : 04 January 2008 02:38:23(UTC) Retweet
Joined: 25/07/2001(UTC) Posts: 11,165		Benny, if you pay in Euros to eg Germany it should not cost more than a domestic transfer between different banks. So confront your bank and ask questions... Which reminds me about Denmark.. You go into a shop and ask if they accept cards... "Yes, of course we do..." they say... And when you try to pay with your Visa or MasterCard, they say "We only accept DanKort".... Siiiggghhh!!!! Aarrrgghh!!! [xx(]
		Juhan - "Webmaster", at your service... He who asks a question is a fool for five minutes. He who does not ask a question remains a fool forever. [Old Chinese Proverb]
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DaleSchultz		#26 Posted : 04 January 2008 02:55:39(UTC) Retweet
Joined: 10/02/2006(UTC) Posts: 4,013		I recently saw a news item saying that Mastercard and Visa would have to be paying back all credit card charges made to merchants who were operating in the EU as it is against the law to charge a fee for such transtactions within the EU.
		Dale Intellibox + own software, K-Track My current layout: https://cabin-layout.mixmox.com Arrival and Departure signs: https://remotesign.mixmox.com
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Caplin		#27 Posted : 04 January 2008 03:23:45(UTC) Retweet
Joined: 23/03/2005(UTC) Posts: 2,497 Location: Denmark		Juhan, I have checked 3 banks, their prices vary somewhat. One common thing is that you have to choose between: 1) cost split between sender and receiver (requirement for EU transfer) 2) cost fully paid by sender (me) (adds another DKK 100 - € 13) 3) cost fully paid by receiver. I am sure that receiver does not accept any cost, but I cannot figure out if choice 1) in Germany results in no cost for receiver. Do you have to make that choice and what option do you choose? This is a little urgent for me as I have an invoice from LokShop waiting for a money transfer. Thanks.
		Regards, Benny - Outsider and MFDWPL
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Caplin		#28 Posted : 04 January 2008 03:38:00(UTC) Retweet
Joined: 23/03/2005(UTC) Posts: 2,497 Location: Denmark		Quote: [size=1" face="Verdana" id="quote]quote:Originally posted by Webmaster <br />..... Which reminds me about Denmark.. You go into a shop and ask if they accept cards... "Yes, of course we do..." they say... And when you try to pay with your Visa or MasterCard, they say "We only accept DanKort".... Siiiggghhh!!!! Aarrrgghh!!! [xx(] Sorry to hear that, Juhan. I think that major shops, most restaurants, hotels, petrol stations, etc. accept Visa-/MasterCard wheras food stores and smaller shops do not. Normally they advertise acceptable cards by stickers placed on their front doors/windows. It does seem that Sweden is way ahead of Denmark regarding money flow. My dentist is in Sweden (Helsingborg) and I pay with my MasterCard.
		Regards, Benny - Outsider and MFDWPL
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Bigdaddynz		#29 Posted : 04 January 2008 03:43:46(UTC) Retweet
Joined: 17/09/2006(UTC) Posts: 18,778 Location: New Zealand		Quote: [size=1" face="Verdana" id="quote]quote:Originally posted by MarioFabro <br />......and also is cheaper that buying direct in Europe (when I am there) since I cannot deduct VAT. That's interesting Mario. Australia has a GST claim back scheme for tourists, where if you spend $A300 or more in one shop, you can claim the GST paid back when you leave the country (usually at the airport). GST is Australia and New Zealand's version of VAT. I'm surprised that Europe doesn't have something similar.
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rschaffr		#30 Posted : 04 January 2008 04:25:24(UTC) Retweet
Joined: 03/01/2003(UTC) Posts: 5,193 Location: Southern New Jersey, USA		It does. I always get the forms from the shop. You get them validated by customs at the airport as you leave (you may have to show the officer the merchandise). You then have a choice of getting your money immediately (with commission) at the airport or sending the forms to Vienna when you get home for a full refund. I did that last time and it only took three weeks to get my credit card credited.
		-Ron Digital, Epoch IV-V(K-track/CS3/6021Connect/60216051), Epoch III(C-track/6021/6036/6051) http://www.sem-co.com/~rschaffr/trains/trains.html
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mrmarklin		#31 Posted : 04 January 2008 05:19:55(UTC) Retweet
Joined: 27/10/2004(UTC) Posts: 948 Location: Burney, CA		Quote: [size=1" face="Verdana" id="quote]quote:Originally posted by Caplin <br /> Hi Friends, LokShop.de adds an extra shipping charge called "Export Handling EU 4%" on the invoice, which has raised a few questions: 1) Is this a government determined charge? (probably not). 2) Is it an extra charge for on-line customers in general or on-line customers using credit cards in particular? 3) Are all EU countries charged the same percentage? 4) Is there a similar charge for non-EU countries? 5) Can it be avoided in any way? If none of the above, then why or what for? Thank you in advance for your replies. This 4% is called extra profit.[xx(] My German dealer does not charge anything of the sort, even when I pay by credit card. Of course Lokshop has some of the lowest internet prices. My understanding he also charges shipping as a % of invoice as well, thus also padding his gains. Dave Pryor
		From the People's Republik of Kalifornia
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DaleSchultz		#32 Posted : 04 January 2008 05:48:49(UTC) Retweet
Joined: 10/02/2006(UTC) Posts: 4,013		Lokshop shipping is by weight. When I have had money transferred into their account directly I have not had to pay the credit card fee. If CC cost him 3.5 to 4% it makes sense to list cash prices for those who do not pay by CC and add the fee for those who do.
		Dale Intellibox + own software, K-Track My current layout: https://cabin-layout.mixmox.com Arrival and Departure signs: https://remotesign.mixmox.com
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ria		#33 Posted : 04 January 2008 11:42:36(UTC) Retweet
Joined: 27/01/2007(UTC) Posts: 134 Location: ,		Quote: [size=1" face="Verdana" id="quote]quote:Originally posted by alonso231gery <br />I use Winbank (Piraeus Bank), i have not used yet my IBAN account, but they told me at the bank that they charge 0,30 euros. Thanks, I contact them and they really charge 0,30 euros for EU transfer [:0]. You saved me a lot of money cause both me and my husband do a lot of transactions during a year. I owe you one Ria
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nevw		#34 Posted : 04 January 2008 12:21:54(UTC) Retweet
Joined: 27/08/2005(UTC) Posts: 11,071 Location: Murrumba Downs QLD		Quote: [size=1" face="Verdana" id="quote]quote:Originally posted by Bigdaddynz <br /> Quote: [size=1" face="Verdana" id="quote]quote:Originally posted by MarioFabro <br />......and also is cheaper that buying direct in Europe (when I am there) since I cannot deduct VAT. That's interesting Mario. Australia has a GST claim back scheme for tourists, where if you spend $A300 or more in one shop, you can claim the GST paid back when you leave the country (usually at the airport). GST is Australia and New Zealand's version of VAT. I'm surprised that Europe doesn't have something similar. I did similar. I brought a lot of Goodies in Germany and also Switzland. Filled a Suitcase(Germany) and paid VAT. rest were posted and no VAT. In Switzland similar, Took some and Posted some. In Both instances the procedure was the same . At the airport I had a form from the dealer to claim back the VAT. Handed it in at the VAT office at the airport. Showed the Suitcase, and left. checked the baggage through and about 10 days later refund of VAT in CC Statement. Simple. 10 Minutes work. N
		NOt wearing the Pink Pinny, which is hard to see and now I have a white Pinny which also is hard to see against MY pure white Skin Still have 2 new shiny tin Hips that is badly in Need of Repair matching rusting tin shoulders and a hose pipe on the aorta Junior member of the Banana Club, a reformist and an old Goat with a Bad memory, loafing around
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Caplin		#35 Posted : 04 January 2008 13:07:34(UTC) Retweet
Joined: 23/03/2005(UTC) Posts: 2,497 Location: Denmark		Quote: [size=1" face="Verdana" id="quote]quote:Originally posted by nevw <br /> At the airport I had a form from the dealer to claim back the VAT. Handed it in at the VAT office at the airport. Showed the Suitcase, and left. checked the baggage through and about 10 days later refund of VAT in CC Statement. Simple. 10 Minutes work. N Outch. Not for people that can't get out of the tax-free shops !!
		Regards, Benny - Outsider and MFDWPL
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alonso231gery		#36 Posted : 04 January 2008 15:39:02(UTC) Retweet
Joined: 24/08/2002(UTC) Posts: 3,959 Location: Hellas (Athens)		Quote: [size=1" face="Verdana" id="quote]quote:Originally posted by ria <br /> Quote: [size=1" face="Verdana" id="quote]quote:Originally posted by alonso231gery <br />I use Winbank (Piraeus Bank), i have not used yet my IBAN account, but they told me at the bank that they charge 0,30 euros. Thanks, I contact them and they really charge 0,30 euros for EU transfer [:0]. You saved me a lot of money cause both me and my husband do a lot of transactions during a year. I owe you one Ria Glad i helped.
		An outsider. I'm looking for the owner of that horse. He's tall, blonde, he smokes a cigar, and he's a pig!
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MarioFabro		#37 Posted : 04 January 2008 16:27:35(UTC) Retweet
Joined: 16/10/2001(UTC) Posts: 793 Location: Pittsburgh,		Quote: [size=1" face="Verdana" id="quote]quote:Originally posted by rschaffr <br />It does. I always get the forms from the shop. You get them validated by customs at the airport as you leave (you may have to show the officer the merchandise). You then have a choice of getting your money immediately (with commission) at the airport or sending the forms to Vienna when you get home for a full refund. I did that last time and it only took three weeks to get my credit card credited. The key here is having the form. Not all merchants have them. In fact, mostly only the merchants in tourist locations and dealing with souveniers or expensive merchandise (jewels, designer clothes) have these forms. I used it when I bought in Italy my engagement ring.. I got the VAT back but still the ring remained with my divorced wife [:(]
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DaleSchultz		#38 Posted : 04 January 2008 18:37:16(UTC) Retweet
Joined: 10/02/2006(UTC) Posts: 4,013		note also that it used to be that the VAT refund was not 100%. It is better not to pay it than get a partial refund. Not sure if it is still the case.
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Caplin		#39 Posted : 04 January 2008 19:18:07(UTC) Retweet
Joined: 23/03/2005(UTC) Posts: 2,497 Location: Denmark		Quote: [size=1" face="Verdana" id="quote]quote:Originally posted by Caplin <br /> From what I can read, it seems that my bank charges DKK 60,00 (appr. €8) for a EU-transfer done via netbank, more if you go to the bank. I think I must phone the bank and ask more. Well, through another bank's internet bank, the charge is only € 2 for an EU Bank Tranfer up to € 50,000, so as long as I buy for more than € 50 at a time the Bank Transfer is cheaper to use for me than a VisaCard/MasterCard with a charge of 4% Export Handling EU of the amount. As shown before by other members the 4% is always present on the invoice, but by using Bank Transfer instead of a VC/MC a discount of 3,84% of the amount including the 4% is granted.
		Regards, Benny - Outsider and MFDWPL
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Webmaster		#40 Posted : 04 January 2008 20:07:25(UTC) Retweet
Joined: 25/07/2001(UTC) Posts: 11,165		Seems like this topic has been a good eye-opener... Some more of us in EU now know how to save a few bucks on payment...
		Juhan - "Webmaster", at your service... He who asks a question is a fool for five minutes. He who does not ask a question remains a fool forever. [Old Chinese Proverb]
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nfotis		#41 Posted : 05 January 2008 00:30:36(UTC) Retweet
Joined: 13/12/2006(UTC) Posts: 125 Location: ,		@Ria: Also Alfa Bank charges 0.3 Euros on IBAN/BIC transfers via Web (and I think Ethniki Bank has this charge as well). I use it very often with German sellers on Ebay. Cheers, Nick the Greek
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Bigdaddynz		#42 Posted : 05 January 2008 00:44:42(UTC) Retweet
Joined: 17/09/2006(UTC) Posts: 18,778 Location: New Zealand		Well to do a transfer from my bank to an IBAN account in Europe will cost $25 at this end, and most likely a transfer fee at the European end. So it is cheaper for me to just pay by credit card and pay the Lokshop's 4% export fee. Horses for courses I supose. Thanks Ron and Nev for the info about VAT refunds.
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Hemmerich		#43 Posted : 06 January 2008 14:41:22(UTC) Retweet
Joined: 15/04/2003(UTC) Posts: 2,734 Location: ,		Quote: [size=1" face="Verdana" id="quote]quote:Originally posted by Webmaster <br />Seems like this topic has been a good eye-opener... Some more of us in EU now know how to save a few bucks on payment... Please keep in mind that the rules have changed (or to better say "been aligned European wide by advice from the EU-council) as of 01JAN2008.
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Caplin		#44 Posted : 06 January 2008 15:07:03(UTC) Retweet
Joined: 23/03/2005(UTC) Posts: 2,497 Location: Denmark		Quote: [size=1" face="Verdana" id="quote]quote:Originally posted by Hemmerich <br /> Please keep in mind that the rules have changed (or to better say "been aligned European wide by advice from the EU-council) as of 01JAN2008. Well, Danish banks seem to ignore any alignment or advice by/from the EU-counsil since they still maintain a charge for transferring Euros within EU as opposed to Sweden where Juhan tells it is free of charge as per EU regulations. Oh, maybe the change you mention is to the opposite, allowing all countries to charge a fee from now on. [B)]
		Regards, Benny - Outsider and MFDWPL
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Caplin		#45 Posted : 11 January 2008 12:13:01(UTC) Retweet
Joined: 23/03/2005(UTC) Posts: 2,497 Location: Denmark		Quote: [size=1" face="Verdana" id="quote]quote:Originally posted by Caplin <br />I have checked 3 banks, their prices vary somewhat. One common thing is that you have to choose between: 1) cost split between sender and receiver (requirement for EU transfer) 2) cost fully paid by sender (me) (adds another DKK 100 - € 13) 3) cost fully paid by receiver. I am sure that receiver does not accept any cost, but I cannot figure out if choice 1) in Germany results in no cost for receiver. Well, now I know for sure that choice 1) results in no cost for receiver. I transferred the invoice amount on monday last using choice 1) and Lokshop must have received the amount in full as my order is shipped out to day friday. So the cash transfer amounted to € 2 (fixed fee). On this order the 4% amounted to € 21,68 of which 21.65 was refunded.
		Regards, Benny - Outsider and MFDWPL
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Caplin		#46 Posted : 15 January 2008 23:37:25(UTC) Retweet
Joined: 23/03/2005(UTC) Posts: 2,497 Location: Denmark		Quote: [size=1" face="Verdana" id="quote]quote:Originally posted by Caplin <br />I transferred the invoice amount on monday last using choice 1) and Lokshop must have received the amount in full as my order is shipped out to day friday (jan. 11th). The parcel was delivered to-day tuesday (jan. 15th).
		Regards, Benny - Outsider and MFDWPL
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Renato		#47 Posted : 16 January 2008 17:45:00(UTC) Retweet
Joined: 19/03/2004(UTC) Posts: 976 Location: Gorizia, Italy		I always pay by bank transfer with cost shared by me and the receiver (Lokshop and Marklin too) and nobody complained to me for bank costs paid by the receiver. In addition I pay by home banking and the cost for me is 1 EUR instead of 3 EUR (if I pay via the bank cashier). Renato
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nevw		#48 Posted : 16 January 2008 22:30:34(UTC) Retweet
Joined: 27/08/2005(UTC) Posts: 11,071 Location: Murrumba Downs QLD		On another tack with Lokshop and a warning: It was the usual practice of Lokshop not to ship an Order until all of the articles on the order were in stock. If you wished you could request a part delivery. On this order I did so and had a part delivery early in December, and requested that no more part delivery. Wait until order was filled before next dispatch. at this time there were about 5 items on back order. It would appear that they now have changed their system. they are not waiting for the order to be filled before shipment. If the item is in stock it is shipped. Change began this week. On Monday there were 2 items on back order. Monday they shipped all items in stock. leaving 2 items on back order. Tuesday one of the back ordered items came into stock, Immediately shipped leaving one item a 29 Euro Carriage. I cancelled the order as it would have cost another about 26-29 Euro postage. Makes the carriage too expensive. If I had not cancelled the last item I would have paid and additional 2 base Postage fee of 23 Euro. Be warned. Just think you make a large order and the only item in stock is something valued at $5.00. It gets dispatched immediately. Makes for expensive shopping. I questioned Lokshop about this and the answer was "the item came into stock so why should we not ship it." [xx(][:(!] Nev.
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Webmaster		#49 Posted : 16 January 2008 23:07:09(UTC) Retweet
Joined: 25/07/2001(UTC) Posts: 11,165		They have a comment field for special instructions in their order routine at LokShop... My "special requests" as "don't send until this also has arrived", "please send this and that together" has worked ok for me...
		Juhan - "Webmaster", at your service... He who asks a question is a fool for five minutes. He who does not ask a question remains a fool forever. [Old Chinese Proverb]
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Caplin		#50 Posted : 16 January 2008 23:35:09(UTC) Retweet
Joined: 23/03/2005(UTC) Posts: 2,497 Location: Denmark		Hi Nev, Thanks for the warning. One certainly has to follow webmaster's advice regarding use of the special instructions field. I wonder how Lokshop would get around the extra postage, had you not cancelled the order. You are sure that Lokshop will charge you the extra postage? They can't just draw the extra from your credit card, I hope (I take it you pay by credit card) or can they ? Hopefully not [B)]
		Regards, Benny - Outsider and MFDWPL
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